Top 10 Reasons to Insure Your Home with Chubb
1. World-renowned claim service. Our highly-skilled claim service professionals are available 24/7 to respond quickly to a
covered loss. Every effort is made to contact you within 6 hours of your report of loss, and in most cases we issue payment
within 48 hours of a claim’s settlement.
2. Extended replacement cost. With Chubb’s Extended Replacement Cost coverage, we pay what it takes to have your home
repaired or rebuilt — even if the cost exceeds your policy limit.*
3. Discounts. Chubb helps you minimize your costs without compromising your coverage — through multi-policy discounts and
additional savings opportunities for loyalty and a loss-free history. Ask your agent for details.
4. Cash payment option. If rebuilding after a covered total loss doesn’t make sense for you — or you’d prefer to build
somewhere else — you can choose cash up to your policy limit instead. The same applies when replacing a covered item
that has been lost, stolen or damaged.
5. Expert home appraisals. Through our complimentary appraisal service, we help assess the proper amount of coverage
for your home and family and offer personalized security and fire prevention advice to help keep you safe.
6. Temporary living expenses. When you can’t live in your home due to a covered loss or forced evacuation, we can
help you find a comparable place to stay, and we’ll cover the increase in expenses until you can go home again (includes
7. Rebuilding to code. If you choose to rebuild after a covered loss, we’ll pay the added expense to bring it up to the current
code — including new plumbing and wiring, if that’s what’s needed.*
8. Industry-leading coverage. We offer many industry-leading coverages and options, including family protection, which
covers expenses for victims of kidnap and ransom, carjacking and other such crimes worldwide. Additional notable
coverage options include Excess Liability limits as high as $50 million, and Primary and Excess Flood Insurance.
9. Complimentary services. Through the Masterpiece® Protection Network, we can refer customers to pre-qualified service
providers. Our Masterpiece HomeScanSM uses infrared technology to proactively detect hidden hazards in the home. We
also offer Chubb Wildfire Defense Services, emergency loss restoration services and curbside hurricane damage assessments
in many states. Valuable identity theft coverage and services are also included with a Chubb homeowners policy.
10. Solid financial strength. Your home and possessions should be covered by a financially secure organization. Chubb
receives consistently high ratings for financial strength from A.M. Best, Moody’s and Standard and Poor’s, the leading